 |
| The Marketing Rules of One Time Credit |
The facility of kertaluotot, is the one-time credit facility provided to customers, and the consumers are known with all the agreements and they have to give their access in written. The one-time credit actually points to the actual /real interest rates annually.It is the line of the credit provided to the customers in the future. The following information’s must be mentioned in the agreement such as terms of agreement, the credit maturity date including the dates of payment instalments, credit price of consumer and the due payment. The facilities including the single or overdraft facility must be in the written contract and it is to be seized by the both parties. The ratio of consumer credit is totally précised and no latitude is given and is totally according to the rules and regulations.
If the consumer has lost the credit data or has a default entry of payment, he will not be liable to get the loan from any private bank or organizations. In that case, the option is only that either friends or family members help. If someone is taking credit from private organization then it must be in written format as there is great chance of fraud. During the first quarter of 2015 the 95% was the share loan of the household consumption and these percentages more or less remains the same. The loan is taken by an individual or any organization against some point. The on-line banking facility or internet banking gives the easier directions to the consumers and it is a quick, safe and secure process but it must be confirmed that the private organization which is giving the loan is not a fraud and it has authencity.
The companies have been revolutionized by the e-lending of credit or loan. In the past few years, the private consumer credit industries or companies have provided the more credits in the last few years. Still mostly Banks are preferred but the younger generations more prefer the online credit or loan facility which is quick and fast and easy to avail. In the present era, the quick loans are given importance as currently their interest rates are competitive and the facility of the payout has been changed to weeks, months and even the years. The unemployment rate is very-very high in Finland, and there kertaluotot facility of one-time credit is very high. When an individual is unemployed, the loan amount and the range are very limited.
Both the public and private financial institutions offer one-time credit to the consumers who do not have the job or have the steady income. A better loan product involves the two important parameters like affordability and clarity. Always the consumer must pay attention to the interest rates and also the cost structures must be considered too. The loan terms should be reasonable. Mostly 90% consumers are able to pay back the loan in due date. The present cost structures really suits to the consumers and now it has become very easy to avail the one-time credit facility or loan facility at reasonable interest rates and flexibility is there.
